Bill4Time PaymentsCard Brand Network Fees

Depending on the type of credit card your client uses to submit a payment, some small card network and payment gateway fees may apply. These fees DO NOT apply to every transaction.

Like many other payment processors, Bill4Time Payments passes these fees, if applicable, directly to our customers at the end of each month with no mark-up in an effort to reduce your overall payment processing costs. Although these fees do not apply to every transaction, we’ve provided a list of possible fees that may occur based on the card type used to complete a payment.

Per Transaction

Acquirer Processing Fee:

Base II Transmission Fee:

Integrity Fee:

International Acquiring Fee (IAF):

International Sale Assessment Fee:






Per Month

Fixed Acquirer Network Fee (FANF):


Per Transaction

Network Access and Brand Usage (NABU):

Acquirer Program Support Fee:

Cross Border (transaction amount in USD):




Per Month

Location Fee:


Per Transaction




Amex Network Processing:

Amex Card Not Present:

International Inbound: